The DTRFA Member Handbook is a complete guide to your membership in the DTRFA. You will find information about the DTRFA including governance of the plan, contribution requirements, retirement benefits, leaves of absence, disability and survivor benefits as well as retirement planning information and much more. Click here to view the handbook

Disability benefits may be available to members of the Duluth Teachers' Retirement Fund who meet certain criteria. Read this brochure to find out more.
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A member of the Duluth Teachers' Retirement Fund who is granted a documented leave of absence by the Duluth Public Schools may be eligible to continue to participate in the Association by purchasing allowable service credit for the period of leave. This may be a great benefit to you as it allows you to increase your monthly pension amount at retirement time. Read this brochure to find out more. Click here to open the brochure

Members who terminate employment with the Duluth Public Schools may receive a refund of the contributions they have made to the retirement fund. This brochure explains options available to members when they leave the employment of the school district before reaching retirement age, and the consequences of taking a refund.

If you are a former member of the DTRFA who took a refund in the past, the brochure also explains the option of repaying the refund under certain conditions in order to restore your account at the DTRFA. Click here to open the brochure

The Minnesota Combined Service Law provides certain privileges to DTRFA members with service credit in other qualified Minnesota public pension funds. Read this brochure to find out more.
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